Compare the real cost of sending British Pound to Polish Zloty. Ranked by net amount received on £1,000.00 after every flat fee, transfer fee and FX margin. Mid-market rate as of 2026-07-28: 1 GBP = 5.0525 PLN.
| Provider | Rate (after margin) | Flat fee | FX margin | Total deductions | Recipient gets ↑ |
|---|---|---|---|---|---|
| RevolutBest | 5.0525 | — | 0% | zł0.00 | zł5,052.53 |
| Wise (TransferWise) | 5.0313 | $1.00 | 0% | zł21.27 | zł5,031.26 |
| InstaReM | 5.0399 | — | 0.25% | zł25.23 | zł5,027.30 |
| XE Money Transfer | 5.0273 | — | 0.50% | zł25.26 | zł5,027.27 |
| Paysend | 5.0273 | $2.00 | 0.50% | zł32.82 | zł5,019.71 |
| TransferGo | 5.0121 | $1.00 | 0.80% | zł44.19 | zł5,008.34 |
| OFX | 5.002 | — | 1.00% | zł50.53 | zł5,002.01 |
| Remitly | 4.9767 | $2.99 | 1.50% | zł86.98 | zł4,965.56 |
| Ria Money Transfer | 4.9515 | $2.99 | 2.00% | zł112.18 | zł4,940.35 |
| WorldRemit | 4.9515 | $3.99 | 2.00% | zł115.91 | zł4,936.63 |
| Western Union | 4.9515 | $5.00 | 2.00% | zł119.67 | zł4,932.87 |
| MoneyGram | 4.9262 | $5.00 | 2.50% | zł144.83 | zł4,907.70 |
| Skrill | 4.9767 | — | 1.50% | zł147.95 | zł4,904.58 |
| PayPal / Xoom | 4.901 | $4.99 | 3.00% | zł169.96 | zł4,882.57 |
Sending £1,000.00. Effective rate = mid-market minus the provider's FX margin. Indicative only — verify before sending. Open the live comparator →
Transfers from the United Kingdom to Poland are most commonly sent for family support and savings. On a £1,000.00 transfer, the choice of provider can make a difference of zł169.96 — money that disappears into fees and FX margin when you pick the wrong service.
The advertised exchange rate is rarely what you get. Most banks and transfer services quote a rate that includes a hidden FX margin of 0.5–4% above the mid-market GBP/PLN rate. That margin is often the largest single cost on a transfer, which is why FX Skipper deducts it before ranking and shows you what actually arrives in Poland.
Right now, Revolut gives the best net result on £1,000.00: your recipient receives about zł5,052.53 (0.00% total cost). Always check the live comparator before sending — rates move daily.
Total cost ranges from about zł0.00 with the cheapest provider to zł169.96 with the most expensive — a difference of roughly zł169.96 on a single transfer.
The mid-market rate is approximately 1 GBP = 5.0525 PLN as of 2026-07-28. Providers add an FX margin on top — the table shows each provider's effective rate after that margin is deducted.
Transfer times vary by provider and delivery method. Online services like Wise, Paysend and Revolut can deliver in minutes for bank transfers in many corridors. Cash pickup via Western Union or MoneyGram is also available in most corridors in minutes. Bank deposit typically takes 1–3 business days.
Yes, when you use a licensed and regulated provider. All providers listed are established international services regulated in multiple jurisdictions. Always confirm the provider holds a valid licence in the United Kingdom and that the receiving method suits your recipient in Poland.
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