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About FX Skipper

FX Skipper is an independent price comparison for international money transfers. It shows what a transfer really costs — the amount that arrives after every fee and exchange-rate margin — and it is explicit about which numbers are real quotes and which are estimates.

Who runs FX Skipper

FX Skipper is built and maintained by Madalina, founder of FX Skipper. Background:

  • Master M2 in Corporate Finance (CNAM-EFAB Paris)
  • Treasury experience at BMW Finance (BMW Bank AG, France) and GE HealthCare France
  • Several years living and working in Dubai

Why the site exists

An advertised exchange rate rarely tells you what arrives. A transfer can carry a flat fee, a percentage fee and an exchange-rate margin, and each provider presents them differently. FX Skipper puts them into one comparable figure — what the recipient actually gets — across 173 currency corridors, including many routes out of the Gulf.

It also tries to be honest about the limits of what can be known: a real price from a provider is shown as a live quote; anything else is labelled a typical-fee estimate and is never ranked as the best option. See the methodology for exactly how.

Independence

  • FX Skipper does not process transfers, hold money or act as a financial institution. It is a comparison tool, and nothing on the site is personal financial advice (see the disclaimer).
  • Providers are ranked only by the net amount the recipient receives. Commission never affects the order, the highlighting or the "best live quote" line.
  • As of 2026-10-22, FX Skipper earns a commission when a visitor signs up through the affiliate link of: Wise. We also use a personal referral link for Wise. Links to every other provider are plain links today; they may become affiliate links if a programme accepts us, and nothing in how providers are ranked changes when they do.
  • Most live prices come from Wise — its own quote API and its public price-comparison data. Wise also competes with several of the providers listed, which is why the site says so wherever that data is used.

Where the numbers come from

Mid-market rates, live quotes, estimates and the rules for which providers are listed in which country are all described, with a worked example, on the methodology page.

Contact

Corrections, questions or partnership enquiries: contact@fxskipper.com.