Trusted since 1993. No transfer fees on most transfers; revenue from a small FX margin.
Confirmed: United States, United Kingdom, Euro area, Canada, Australia, Switzerland, New Zealand.
Not available from: United Arab Emirates, Saudi Arabia, Singapore, Malaysia, Qatar, Kuwait, Oman, Bahrain, Japan, South Africa, Hong Kong.
Based on the provider's own pages and live quotes, last reviewed 2026-10-17. Availability can differ by country within the euro area and changes over time โ always check in the provider's app or site.
Based on sending about USD 1,000 (in each sending currency), for the sample corridors XE Money Transfer is confirmed to serve. "โ Live quote" rows are real prices (Wise's quote API and Wise's public comparison data); "Typical fee (estimate)" rows are estimates and are not ranked. Figures are indicative โ check live rates before sending.
| Corridor | Rate after margin | Recipient gets | Total cost | Ranking | Data type |
|---|---|---|---|---|---|
| ๐บ๐ธ USD โ ๐ฎ๐ณ INR | 94.7927 | โน94,792.71 | 0.50% | not ranked | Typical fee (estimate) |
| ๐บ๐ธ USD โ ๐ต๐ญ PHP | 63.6404 | โฑ63,640.37 | 0.50% | not ranked | Typical fee (estimate) |
| ๐ฌ๐ง GBP โ ๐ฎ๐ณ INR | 126.52 | โน94,890.38 | 0.50% | not ranked | Typical fee (estimate) |
| ๐ช๐บ EUR โ ๐ต๐ฑ PLN | 4.3832 | zล3,901.04 | 0.50% | not ranked | Typical fee (estimate) |
XE Money Transfer has a no flat fee per transfer, no percentage transfer fee, and an FX margin of 0.5% above the mid-market rate. Trusted since 1993. No transfer fees on most transfers; revenue from a small FX margin.
Basis of the figures above: Unverified estimate โ no public live-quote source for this provider, so it is never ranked against real quotes. Live per-corridor quotes, where available, are shown in the tables on each corridor page.
Transfer speed: 1 โ 4 days. The total cost is competitive across most corridors at typical transfer amounts.
XE Money Transfer is an established international money transfer service licensed and regulated in multiple jurisdictions. As with any financial service, always verify the provider holds a valid licence in your country before using it.
XE Money Transfer charges no flat fee, no transfer percentage fee, and an FX margin of 0.5% above the mid-market rate. Total cost varies by corridor and amount.
XE Money Transfer typically delivers in 1 โ 4 days, depending on the corridor, delivery method and time of day.
Both are online money transfer services, but they differ in fee model and corridor coverage. See the head-to-head on the Wise (TransferWise) comparison page, or use the live comparator on FX Skipper for your specific route and amount.