PayPal's dedicated transfer service with fast cash delivery and bank deposits.
Confirmed: United States, United Kingdom, Euro area, Canada, Australia.
Not yet confirmed: United Arab Emirates, Saudi Arabia, Singapore, Malaysia, Qatar, Kuwait, Oman, Bahrain, Switzerland, Japan, New Zealand, South Africa, Hong Kong โ we do not list Xoom on corridor pages from these countries until we can verify it.
Based on the provider's own pages and live quotes, last reviewed 2026-10-17. Availability can differ by country within the euro area and changes over time โ always check in the provider's app or site.
Based on sending about USD 1,000 (in each sending currency), for the sample corridors Xoom is confirmed to serve. "โ Live quote" rows are real prices (Wise's quote API and Wise's public comparison data); "Typical fee (estimate)" rows are estimates and are not ranked. Figures are indicative โ check live rates before sending.
| Corridor | Rate after margin | Recipient gets | Total cost | Ranking | Data type |
|---|---|---|---|---|---|
| ๐บ๐ธ USD โ ๐ฎ๐ณ INR | 94.9104 | โน94,910.40 | 0.38% | #2 of 10 live | โ Live quote ยท 2026-10-27 |
| ๐บ๐ธ USD โ ๐ต๐ญ PHP | 64.1823 | โฑ64,182.28 | -0.35% | #1 of 8 live | โ Live quote ยท 2026-10-27 |
| ๐ฌ๐ง GBP โ ๐ฎ๐ณ INR | 125.26 | โน93,698.12 | 1.75% | #8 of 17 live | โ Live quote ยท 2026-10-27 |
| ๐ช๐บ EUR โ ๐ต๐ฑ PLN | 4.3168 | zล3,833.39 | 2.23% | #5 of 13 live | โ Live quote ยท 2026-10-27 |
PayPal / Xoom has a flat fee of ~$1.95 per transfer, no percentage transfer fee, and an FX margin of 2.5% above the mid-market rate. PayPal's dedicated transfer service with fast cash delivery and bank deposits.
Basis of the figures above: Median of 71 real provider quotes via the Wise comparison feed, 2026-10-06, on โUSD 1,000 (standard delivery, no promotions). Live per-corridor quotes, where available, are shown in the tables on each corridor page.
Transfer speed: Minutes โ 3 days. The FX margin of 2.5% is above average; offset by the extensive agent network and cash pickup availability.
PayPal / Xoom is an established international money transfer service licensed and regulated in multiple jurisdictions. As with any financial service, always verify the provider holds a valid licence in your country before using it.
PayPal / Xoom charges a flat fee of approximately $1.95 per transfer, no transfer percentage fee, and an FX margin of 2.5% above the mid-market rate. Total cost varies by corridor and amount.
PayPal / Xoom typically delivers in Minutes โ 3 days, depending on the corridor, delivery method and time of day.