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Best way to send 🇸🇦 SAR to 🇱🇰 LKR — compare rates & fees

Compare the real cost of sending Saudi Riyal to Sri Lankan Rupee. Ranked by net amount received on ﷼1,000.00 after every flat fee, transfer fee and FX margin. Mid-market rate as of 2026-09-12: 1 SAR = 87.5337 LKR.

🏆 Cheapest right now: Revolut — recipient receives Rs87,534 on ﷼1,000.00 (0.00% total cost). Choosing it over the most expensive option saves roughly Rs4,215 on this transfer.
💡 Affiliate disclosure: Some links below are affiliate links. We may earn a commission if you sign up, at no extra cost to you. Provider ranking is always by net amount received — never by commission.
Provider Rate (after margin) Flat fee FX margin Total deductions Recipient gets ↑
RevolutBest 87.5337 0% Rs0 Rs87,534
InstaReM 87.3149 0.25% Rs437 Rs87,097
XE Money Transfer 87.096 0.50% Rs438 Rs87,096
OFX 86.6584 1.00% Rs875 Rs86,658
Wise (TransferWise) 87.5337 $1.00 0% Rs895 Rs86,639
TransferGo 86.8334 $1.00 0.80% Rs1,026 Rs86,508
Paysend 87.096 $2.00 0.50% Rs1,091 Rs86,443
Remitly 86.2207 $2.99 1.50% Rs2,280 Rs85,254
Skrill 86.2207 1.50% Rs2,563 Rs84,971
Ria Money Transfer 85.783 $2.99 2.00% Rs2,713 Rs84,821
WorldRemit 85.783 $3.99 2.00% Rs3,034 Rs84,500
Western Union 85.783 $5.00 2.00% Rs3,359 Rs84,175
MoneyGram 85.3454 $5.00 2.50% Rs3,789 Rs83,745
PayPal / Xoom 84.9077 $4.99 3.00% Rs4,215 Rs83,319

Sending ﷼1,000.00. Effective rate = mid-market minus the provider's FX margin. Indicative only — verify before sending. Open the live comparator →

How to get the best SAR to LKR exchange rate

Transfers from Saudi Arabia to Sri Lanka are most commonly sent for expat remittances to family. On a ﷼1,000.00 transfer, the choice of provider can make a difference of Rs4,215 — money that disappears into fees and FX margin when you pick the wrong service.

The advertised exchange rate is rarely what you get. Most banks and transfer services quote a rate that includes a hidden FX margin of 0.5–4% above the mid-market SAR/LKR rate. That margin is often the largest single cost on a transfer, which is why FX Skipper deducts it before ranking and shows you what actually arrives in Sri Lanka.

Tips for sending SAR to LKR

  • Compare net received, not the headline rate. A "no fee" provider can still be expensive if its FX margin is wide.
  • Match the delivery method. Bank deposit is usually cheaper than cash pickup; mobile wallets can be instant in many receiving countries.
  • Larger amounts unlock better rates. OFX and TorFX tighten their margin above $10,000.
  • Watch the timing. The mid-market SAR/LKR rate moves daily — confirm today's ranking in the live comparator before you send.

Frequently asked questions

What is the cheapest way to send SAR to LKR?

Right now, Revolut gives the best net result on ﷼1,000.00: your recipient receives about Rs87,534 (0.00% total cost). Always check the live comparator before sending — rates move daily.

How much does it cost to send ﷼1,000.00 to Sri Lanka?

Total cost ranges from about Rs0 with the cheapest provider to Rs4,215 with the most expensive — a difference of roughly Rs4,215 on a single transfer.

What is the mid-market SAR/LKR rate today?

The mid-market rate is approximately 1 SAR = 87.5337 LKR as of 2026-09-12. Providers add an FX margin on top — the table shows each provider's effective rate after that margin is deducted.

How long does a SAR to LKR transfer take?

Transfer times vary by provider and delivery method. Online services like Wise, Paysend and Revolut can deliver in minutes for bank transfers in many corridors. Cash pickup via Western Union or MoneyGram is also available in most corridors in minutes. Bank deposit typically takes 1–3 business days.

Is it safe to transfer SAR to LKR online?

Yes, when you use a licensed and regulated provider. All providers listed are established international services regulated in multiple jurisdictions. Always confirm the provider holds a valid licence in Saudi Arabia and that the receiving method suits your recipient in Sri Lanka.

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