Is Remitly or WorldRemit cheaper?

Remitly is cheaper on most of the corridors tested (5–0), but results vary by route and amount. Use the FX Skipper live comparator for your specific transfer.

What is the FX margin of Remitly vs WorldRemit?

Remitly charges an FX margin of 1.5% above the mid-market rate. WorldRemit charges 2%. The lower the margin, the more your recipient receives.

Remitly vs WorldRemit — Which is cheaper in 2026?

Which is better for remittances to emerging markets?

💡 Affiliate disclosure: Links to providers may be affiliate links. Rankings are always by net amount received, never by commission.

Remitly

FX margin 1.5% 2%

Flat fee $2.99 $3.99

Transfer fee None None

Speed Minutes – 3 days Minutes – 2 days

Rating 4.7/5 4.5/5

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WorldRemit

Send to 150+ countries via bank transfer, mobile money, cash pickup, or airtime top-up.

Visit WorldRemit ↗

Head-to-head: recipient gets on 1000 USD equivalent

Corridor	Remitly	WorldRemit	Winner & saving
🇺🇸 USD → 🇮🇳 INR	₹93,886.18	₹93,315.91	Remitly +₹570.27
🇺🇸 USD → 🇵🇭 PHP	₱61,564.26	₱61,190.32	Remitly +₱373.94
🇬🇧 GBP → 🇮🇳 INR	₹127,055.25	₹126,316.61	Remitly +₹738.64
🇪🇺 EUR → 🇵🇱 PLN	zł4,243.65	zł4,218.46	Remitly +zł25.19
🇦🇪 AED → 🇵🇰 PKR	₨73,668	₨73,022	Remitly +₨646

Green = higher net amount. Based on sending 1000 USD equivalent as of 2026-09-12. Check live rates →

🏆 Verdict: Remitly wins 5–0 on these corridors

Remitly delivers more to the recipient on most corridors tested, primarily because its FX margin (1.5%) is lower than WorldRemit's (2%). However, results depend on corridor, amount and delivery method. Use the live comparator for your specific transfer.