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Remitly Review 2026 โ€” Fees, Rates & Exchange Rate Margins

Fast, reliable remittances to 170+ countries with guaranteed rates and cash pickup.

0.6%
Typical FX margin (estimate)
$1.05
Typical flat fee, in USD (estimate)
โ€”
Typical transfer fee (estimate)
9 of 18
Sending markets confirmed (how we check)
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Send with Remitly โ†’

Pros

  • โœ… Express delivery in minutes
  • โœ… Cash pickup & mobile money
  • โœ… Promo rates for first transfer
  • โœ… Strong remittance corridors

Cons

  • โŒ Express delivery costs more
  • โŒ Rates and fees vary by corridor and promotion

Where you can send from with Remitly

Confirmed: United States, United Arab Emirates, United Kingdom, Euro area, Canada, Australia, Singapore, Japan, New Zealand.

Not available from: Saudi Arabia, Malaysia, Qatar, Kuwait, Oman, Bahrain, Switzerland, South Africa, Hong Kong.

Based on the provider's own pages and live quotes, last reviewed 2026-10-17. Availability can differ by country within the euro area and changes over time โ€” always check in the provider's app or site.

Remitly performance on key corridors

Based on sending about USD 1,000 (in each sending currency), for the sample corridors Remitly is confirmed to serve. "โ— Live quote" rows are real prices (Wise's quote API and Wise's public comparison data); "Typical fee (estimate)" rows are estimates and are not ranked. Figures are indicative โ€” check live rates before sending.

CorridorRate after marginRecipient getsTotal costRankingData type
๐Ÿ‡บ๐Ÿ‡ธ USD โ†’ ๐Ÿ‡ฎ๐Ÿ‡ณ INR 94.9788 โ‚น94,978.85 0.30% #1 of 10 live โ— Live quote ยท 2026-10-27
๐Ÿ‡บ๐Ÿ‡ธ USD โ†’ ๐Ÿ‡ต๐Ÿ‡ญ PHP 63.3677 โ‚ฑ63,367.72 0.93% #3 of 8 live โ— Live quote ยท 2026-10-27
๐Ÿ‡ฌ๐Ÿ‡ง GBP โ†’ ๐Ÿ‡ฎ๐Ÿ‡ณ INR 126.47 โ‚น94,850.66 0.54% #2 of 17 live โ— Live quote ยท 2026-10-27
๐Ÿ‡ฆ๐Ÿ‡ช AED โ†’ ๐Ÿ‡ต๐Ÿ‡ฐ PKR 74.9226 โ‚จ276,925 0.70% not ranked Typical fee (estimate)
๐Ÿ‡ช๐Ÿ‡บ EUR โ†’ ๐Ÿ‡ต๐Ÿ‡ฑ PLN 4.3952 zล‚3,898.98 0.55% #1 of 13 live โ— Live quote ยท 2026-10-27

Remitly fee breakdown

Remitly has a flat fee of ~$1.05 per transfer, no percentage transfer fee, and an FX margin of 0.6% above the mid-market rate. Fast, reliable remittances to 170+ countries with guaranteed rates and cash pickup.

Basis of the figures above: Median of 78 real provider quotes via the Wise comparison feed, 2026-10-06, on โ‰ˆUSD 1,000 (standard delivery, no promotions). Live per-corridor quotes, where available, are shown in the tables on each corridor page.

Transfer speed: Minutes โ€“ 3 days. The total cost is competitive across most corridors at typical transfer amounts.

Compare Remitly vs others

Frequently asked questions

Is Remitly safe and legitimate?

Remitly is an established international money transfer service licensed and regulated in multiple jurisdictions. As with any financial service, always verify the provider holds a valid licence in your country before using it.

How much does Remitly charge?

Remitly charges a flat fee of approximately $1.05 per transfer, no transfer percentage fee, and an FX margin of 0.6% above the mid-market rate. Total cost varies by corridor and amount.

How fast is Remitly?

Remitly typically delivers in Minutes โ€“ 3 days, depending on the corridor, delivery method and time of day.

How does Remitly compare to Wise (TransferWise)?

Both are online money transfer services, but they differ in fee model and corridor coverage. See the head-to-head on the Wise (TransferWise) comparison page, or use the live comparator on FX Skipper for your specific route and amount.