Wise (TransferWise) vs Revolut — Which is cheaper in 2026?

Which is cheapest for everyday international transfers and travel?

💡 Affiliate disclosure: Links to providers may be affiliate links. Rankings are always by net amount received, never by commission.

Wise (TransferWise)

FX margin 0% 0%

Flat fee $1.00 None

Transfer fee 0.75% None

Speed Instant – 2 days Instant

Sending markets confirmed 12 of 18 0 of 18

Send with Wise →

Revolut

Digital banking app with interbank exchange rates and instant transfers (limits apply).

Send with Revolut →

Head-to-head: what the recipient gets on about USD 1,000

Corridor	Wise (TransferWise)	Revolut	Winner & saving
No sample corridor starts in a country that both providers are confirmed to serve, so there is no head-to-head to show.

Green = higher net amount, shown only where both providers have a fresh real quote (● Live quote, collected in the daily update as of 2026-10-28); "Typical fee (estimate)" figures never win a comparison. Only corridors that both providers are confirmed to serve are shown. Check live rates →

Not enough live quotes to declare a winner

We only compare providers head-to-head where both have a fresh live quote, and fewer than three of these corridors do today. Use the live comparator to see the cheapest option for your specific route and amount.

Frequently asked questions

Is Wise (TransferWise) or Revolut cheaper?

It depends on the corridor. Use the FX Skipper live comparator to see which is cheaper for your specific transfer.

What is the FX margin of Wise (TransferWise) vs Revolut?

Wise (TransferWise) charges an FX margin of 0% above the mid-market rate. Revolut charges 0%. The lower the margin, the more your recipient receives. These are typical-fee estimates; see the methodology for how they are used.