Is Wise (TransferWise) or Revolut cheaper?

Revolut is cheaper on most of the corridors tested (5–0), but results vary by route and amount. Use the FX Skipper live comparator for your specific transfer.

What is the FX margin of Wise (TransferWise) vs Revolut?

Wise (TransferWise) charges an FX margin of 0% above the mid-market rate. Revolut charges 0%. The lower the margin, the more your recipient receives.

Wise (TransferWise) vs Revolut — Which is cheaper in 2026?

Which is cheapest for everyday international transfers and travel?

💡 Affiliate disclosure: Links to providers may be affiliate links. Rankings are always by net amount received, never by commission.

Wise (TransferWise)

FX margin 0% 0%

Flat fee $1.00 None

Transfer fee 0.65% None

Speed Instant – 2 days Instant

Rating 4.8/5 4.6/5

Visit Wise (TransferWise) ↗

Revolut

Digital banking app with interbank exchange rates and instant transfers (limits apply).

Visit Revolut ↗

Head-to-head: recipient gets on 1000 USD equivalent

Corridor	Wise (TransferWise)	Revolut	Winner & saving
🇺🇸 USD → 🇮🇳 INR	₹94,722.58	₹95,938.04	Revolut +₹1,215.47
🇺🇸 USD → 🇵🇭 PHP	₱60,851.17	₱61,738.89	Revolut +₱887.72
🇬🇧 GBP → 🇮🇳 INR	₹126,643.73	₹127,592.96	Revolut +₹949.23
🇪🇺 EUR → 🇵🇱 PLN	zł4,291.10	zł4,322.97	Revolut +zł31.87
🇦🇪 AED → 🇵🇰 PKR	₨74,643	₨75,659	Revolut +₨1,017

Green = higher net amount. Based on sending 1000 USD equivalent as of 2026-07-28. Check live rates →

🏆 Verdict: Revolut wins 5–0 on these corridors

Revolut delivers more to the recipient on most corridors tested, primarily because its FX margin (0%) is lower than Wise (TransferWise)'s (0%). However, results depend on corridor, amount and delivery method. Use the live comparator for your specific transfer.