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Revolut Review 2026 — Fees, Rates & Exchange Rate Margins

Digital banking app with interbank exchange rates and instant transfers (limits apply).

0%
FX margin
Free
Flat fee
Transfer fee
★★★★½
Rating 4.6/5
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Pros

  • ✅ Interbank rate within free limit
  • ✅ Instant
  • ✅ Multi-currency

Cons

  • ❌ 0.5% weekend markup
  • ❌ Free FX capped on Standard plan (~$1,200/mo)

Revolut performance on key corridors

Based on sending 1000 USD equivalent. Figures are indicative — check live rates before sending.

CorridorRateRecipient getsTotal costRanking
🇺🇸 USD → 🇮🇳 INR 95.938 ₹95,938.04 0.00% #1 of 14
🇺🇸 USD → 🇵🇭 PHP 61.7389 ₱61,738.89 0.00% #1 of 14
🇬🇧 GBP → 🇮🇳 INR 127.59 ₹127,592.96 0.00% #1 of 14
🇦🇪 AED → 🇵🇰 PKR 75.6594 ₨75,659 0.00% #1 of 14
🇪🇺 EUR → 🇵🇱 PLN 4.323 zł4,322.97 0.00% #1 of 14

Revolut fee breakdown

Revolut has a no flat fee per transfer, no percentage transfer fee, and an FX margin of 0% above the mid-market rate. Digital banking app with interbank exchange rates and instant transfers (limits apply).

Transfer speed: Instant. At 0% margin and no flat fee, Revolut is consistently one of the lowest-cost options, particularly for larger amounts where the flat fee is less significant.

Compare Revolut vs others

Frequently asked questions

Is Revolut safe and legitimate?

Revolut is an established international money transfer service licensed and regulated in multiple jurisdictions. As with any financial service, always verify the provider holds a valid licence in your country before using it.

How much does Revolut charge?

Revolut charges no flat fee, no transfer percentage fee, and an FX margin of 0% above the mid-market rate. Total cost varies by corridor and amount.

How fast is Revolut?

Revolut typically delivers in Instant, depending on the corridor, delivery method and time of day.

How does Revolut compare to Wise?

Both are online money transfer services, but they differ in fee model and corridor coverage. Use the live comparator on FX Skipper to see a side-by-side net amount comparison for your specific route and amount.