APAC and global transfers with near-zero margin rates and loyalty points.
Based on sending 1000 USD equivalent. Figures are indicative — check live rates before sending.
| Corridor | Rate | Recipient gets | Total cost | Ranking |
|---|---|---|---|---|
| 🇺🇸 USD → 🇮🇳 INR | 95.6982 | ₹95,458.95 | 0.50% | #2 of 14 |
| 🇺🇸 USD → 🇵🇭 PHP | 61.5845 | ₱61,430.58 | 0.50% | #2 of 14 |
| 🇬🇧 GBP → 🇮🇳 INR | 127.27 | ₹126,955.80 | 0.50% | #2 of 14 |
| 🇦🇪 AED → 🇵🇰 PKR | 75.4702 | ₨75,282 | 0.50% | #2 of 14 |
| 🇪🇺 EUR → 🇵🇱 PLN | 4.3122 | zł4,301.38 | 0.50% | #2 of 14 |
InstaReM has a no flat fee per transfer, a transfer fee of 0.25% of the sent amount, and an FX margin of 0.25% above the mid-market rate. APAC and global transfers with near-zero margin rates and loyalty points.
Transfer speed: 1 – 3 days. At 0.25% margin and no flat fee, InstaReM is consistently one of the lowest-cost options, particularly for larger amounts where the flat fee is less significant.
InstaReM is an established international money transfer service licensed and regulated in multiple jurisdictions. As with any financial service, always verify the provider holds a valid licence in your country before using it.
InstaReM charges no flat fee, a transfer fee of 0.25% of the sent amount, and an FX margin of 0.25% above the mid-market rate. Total cost varies by corridor and amount.
InstaReM typically delivers in 1 – 3 days, depending on the corridor, delivery method and time of day.
Both are online money transfer services, but they differ in fee model and corridor coverage. Use the live comparator on FX Skipper to see a side-by-side net amount comparison for your specific route and amount.