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Paysend Review 2026 — Fees, Rates & Exchange Rate Margins

Simple fixed-fee card-to-card transfers to 170+ countries in minutes.

0.5%
FX margin
$2.00
Flat fee
Transfer fee
★★★★☆
Rating 4.3/5
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Pros

  • ✅ Flat fee regardless of amount
  • ✅ Card-to-card
  • ✅ Fast

Cons

  • ❌ Card delivery only in many corridors
  • ❌ Limited support channels

Paysend performance on key corridors

Based on sending 1000 USD equivalent. Figures are indicative — check live rates before sending.

CorridorRateRecipient getsTotal costRanking
🇺🇸 USD → 🇮🇳 INR 95.4584 ₹95,267.44 0.70% #4 of 14
🇺🇸 USD → 🇵🇭 PHP 61.4302 ₱61,307.34 0.70% #4 of 14
🇬🇧 GBP → 🇮🇳 INR 126.95 ₹126,764.08 0.65% #4 of 14
🇦🇪 AED → 🇵🇰 PKR 75.2811 ₨74,728 1.23% #6 of 14
🇪🇺 EUR → 🇵🇱 PLN 4.3014 zł4,293.79 0.67% #4 of 14

Paysend fee breakdown

Paysend has a flat fee of ~$2.00 per transfer, no percentage transfer fee, and an FX margin of 0.5% above the mid-market rate. Simple fixed-fee card-to-card transfers to 170+ countries in minutes.

Transfer speed: Minutes – 1 day. The total cost is competitive across most corridors at typical transfer amounts.

Compare Paysend vs others

Frequently asked questions

Is Paysend safe and legitimate?

Paysend is an established international money transfer service licensed and regulated in multiple jurisdictions. As with any financial service, always verify the provider holds a valid licence in your country before using it.

How much does Paysend charge?

Paysend charges a flat fee of approximately $2.00 per transfer, no transfer percentage fee, and an FX margin of 0.5% above the mid-market rate. Total cost varies by corridor and amount.

How fast is Paysend?

Paysend typically delivers in Minutes – 1 day, depending on the corridor, delivery method and time of day.

How does Paysend compare to Wise?

Both are online money transfer services, but they differ in fee model and corridor coverage. Use the live comparator on FX Skipper to see a side-by-side net amount comparison for your specific route and amount.