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Paysend Review 2026 โ€” Fees, Rates & Exchange Rate Margins

Simple fixed-fee card-to-card transfers to 170+ countries in minutes.

0.5%
Typical FX margin (estimate)
$2.00
Typical flat fee, in USD (estimate)
โ€”
Typical transfer fee (estimate)
5 of 18
Sending markets confirmed (how we check)
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Send with Paysend โ†’

Pros

  • โœ… Flat fee regardless of amount
  • โœ… Card-to-card
  • โœ… Fast

Cons

  • โŒ Card delivery only in many corridors
  • โŒ Limited support channels

Where you can send from with Paysend

Confirmed: United States, United Kingdom, Euro area, Canada, Australia.

Not yet confirmed: United Arab Emirates, Saudi Arabia, Singapore, Malaysia, Qatar, Kuwait, Oman, Bahrain, Switzerland, Japan, New Zealand, South Africa, Hong Kong โ€” we do not list Paysend on corridor pages from these countries until we can verify it.

Based on the provider's own pages and live quotes, last reviewed 2026-10-17. Availability can differ by country within the euro area and changes over time โ€” always check in the provider's app or site.

Paysend performance on key corridors

Based on sending about USD 1,000 (in each sending currency), for the sample corridors Paysend is confirmed to serve. "โ— Live quote" rows are real prices (Wise's quote API and Wise's public comparison data); "Typical fee (estimate)" rows are estimates and are not ranked. Figures are indicative โ€” check live rates before sending.

CorridorRate after marginRecipient getsTotal costRankingData type
๐Ÿ‡บ๐Ÿ‡ธ USD โ†’ ๐Ÿ‡ฎ๐Ÿ‡ณ INR 94.7927 โ‚น94,603.12 0.70% not ranked Typical fee (estimate)
๐Ÿ‡บ๐Ÿ‡ธ USD โ†’ ๐Ÿ‡ต๐Ÿ‡ญ PHP 63.6404 โ‚ฑ63,513.09 0.70% not ranked Typical fee (estimate)
๐Ÿ‡ฌ๐Ÿ‡ง GBP โ†’ ๐Ÿ‡ฎ๐Ÿ‡ณ INR 126.52 โ‚น94,700.79 0.70% not ranked Typical fee (estimate)
๐Ÿ‡ช๐Ÿ‡บ EUR โ†’ ๐Ÿ‡ต๐Ÿ‡ฑ PLN 4.3832 zล‚3,893.20 0.70% not ranked Typical fee (estimate)

Paysend fee breakdown

Paysend has a flat fee of ~$2.00 per transfer, no percentage transfer fee, and an FX margin of 0.5% above the mid-market rate. Simple fixed-fee card-to-card transfers to 170+ countries in minutes.

Basis of the figures above: Unverified estimate โ€” no public live-quote source for this provider, so it is never ranked against real quotes. Live per-corridor quotes, where available, are shown in the tables on each corridor page.

Transfer speed: Minutes โ€“ 1 day. The total cost is competitive across most corridors at typical transfer amounts.

Compare Paysend vs others

Frequently asked questions

Is Paysend safe and legitimate?

Paysend is an established international money transfer service licensed and regulated in multiple jurisdictions. As with any financial service, always verify the provider holds a valid licence in your country before using it.

How much does Paysend charge?

Paysend charges a flat fee of approximately $2.00 per transfer, no transfer percentage fee, and an FX margin of 0.5% above the mid-market rate. Total cost varies by corridor and amount.

How fast is Paysend?

Paysend typically delivers in Minutes โ€“ 1 day, depending on the corridor, delivery method and time of day.

How does Paysend compare to Wise (TransferWise)?

Both are online money transfer services, but they differ in fee model and corridor coverage. See the head-to-head on the Wise (TransferWise) comparison page, or use the live comparator on FX Skipper for your specific route and amount.