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Ria Money Transfer Review 2026 — Fees, Rates & Exchange Rate Margins

Third-largest money transfer company. Competitive rates across 160+ countries.

2%
FX margin
$2.99
Flat fee
Transfer fee
★★★★☆
Rating 4.2/5
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Pros

  • ✅ Good rates on major corridors
  • ✅ Cash pickup network
  • ✅ Better rates for larger amounts

Cons

  • ❌ Margin 1.5–3%
  • ❌ App experience varies by region

Ria Money Transfer performance on key corridors

Based on sending 1000 USD equivalent. Figures are indicative — check live rates before sending.

CorridorRateRecipient getsTotal costRanking
🇺🇸 USD → 🇮🇳 INR 94.0193 ₹93,738.16 2.29% #9 of 14
🇺🇸 USD → 🇵🇭 PHP 60.5041 ₱60,323.21 2.29% #9 of 14
🇬🇧 GBP → 🇮🇳 INR 125.04 ₹124,759.99 2.22% #9 of 14
🇦🇪 AED → 🇵🇰 PKR 74.1462 ₨73,332 3.08% #10 of 14
🇪🇺 EUR → 🇵🇱 PLN 4.2365 zł4,225.38 2.26% #9 of 14

Ria Money Transfer fee breakdown

Ria Money Transfer has a flat fee of ~$2.99 per transfer, no percentage transfer fee, and an FX margin of 2% above the mid-market rate. Third-largest money transfer company. Competitive rates across 160+ countries.

Transfer speed: Minutes – 3 days. The total cost is competitive across most corridors at typical transfer amounts.

Compare Ria Money Transfer vs others

Frequently asked questions

Is Ria Money Transfer safe and legitimate?

Ria Money Transfer is an established international money transfer service licensed and regulated in multiple jurisdictions. As with any financial service, always verify the provider holds a valid licence in your country before using it.

How much does Ria Money Transfer charge?

Ria Money Transfer charges a flat fee of approximately $2.99 per transfer, no transfer percentage fee, and an FX margin of 2% above the mid-market rate. Total cost varies by corridor and amount.

How fast is Ria Money Transfer?

Ria Money Transfer typically delivers in Minutes – 3 days, depending on the corridor, delivery method and time of day.

How does Ria Money Transfer compare to Wise?

Both are online money transfer services, but they differ in fee model and corridor coverage. Use the live comparator on FX Skipper to see a side-by-side net amount comparison for your specific route and amount.