Global leader with cash pickup at 500,000+ agent locations across 200+ countries.
Confirmed: United States, United Arab Emirates, United Kingdom, Euro area, Saudi Arabia, Canada, Australia, Singapore, Kuwait, Switzerland.
Not yet confirmed: Malaysia, Qatar, Oman, Bahrain, Japan, New Zealand, South Africa, Hong Kong โ we do not list Western Union on corridor pages from these countries until we can verify it.
Based on the provider's own pages and live quotes, last reviewed 2026-10-17. Availability can differ by country within the euro area and changes over time โ always check in the provider's app or site.
Based on sending about USD 1,000 (in each sending currency), for the sample corridors Western Union is confirmed to serve. "โ Live quote" rows are real prices (Wise's quote API and Wise's public comparison data); "Typical fee (estimate)" rows are estimates and are not ranked. Figures are indicative โ check live rates before sending.
| Corridor | Rate after margin | Recipient gets | Total cost | Ranking | Data type |
|---|---|---|---|---|---|
| ๐บ๐ธ USD โ ๐ฎ๐ณ INR | 94.6754 | โน94,675.37 | 0.62% | #4 of 10 live | โ Live quote ยท 2026-10-27 |
| ๐บ๐ธ USD โ ๐ต๐ญ PHP | 62.2177 | โฑ62,093.91 | 2.92% | #5 of 8 live | โ Live quote ยท 2026-10-27 |
| ๐ฌ๐ง GBP โ ๐ฎ๐ณ INR | 126.28 | โน94,459.15 | 0.95% | #6 of 17 live | โ Live quote ยท 2026-10-27 |
| ๐ฆ๐ช AED โ ๐ต๐ฐ PKR | 74.3949 | โจ274,715 | 1.50% | not ranked | Typical fee (estimate) |
| ๐ช๐บ EUR โ ๐ต๐ฑ PLN | 4.3679 | zล3,870.01 | 1.29% | #3 of 13 live | โ Live quote ยท 2026-10-27 |
Western Union has a flat fee of ~$2.00 per transfer, no percentage transfer fee, and an FX margin of 1.3% above the mid-market rate. Global leader with cash pickup at 500,000+ agent locations across 200+ countries.
Basis of the figures above: Median of 98 real provider quotes via the Wise comparison feed, 2026-10-06, on โUSD 1,000 (standard delivery, no promotions). Live per-corridor quotes, where available, are shown in the tables on each corridor page.
Transfer speed: Minutes โ 5 days. The total cost is competitive across most corridors at typical transfer amounts.
Western Union is an established international money transfer service licensed and regulated in multiple jurisdictions. As with any financial service, always verify the provider holds a valid licence in your country before using it.
Western Union charges a flat fee of approximately $2.00 per transfer, no transfer percentage fee, and an FX margin of 1.3% above the mid-market rate. Total cost varies by corridor and amount.
Western Union typically delivers in Minutes โ 5 days, depending on the corridor, delivery method and time of day.
Both are online money transfer services, but they differ in fee model and corridor coverage. See the head-to-head on the Wise (TransferWise) comparison page, or use the live comparator on FX Skipper for your specific route and amount.